Meet our new Sponsor



       9, Penshaw View,



Hello. My name is Tim Spencer, the Managing Director of Optimus Mortgages Ltd.

I am originally from Dorset, and I spent many happy years living in Swanage, where my parents still live. I started working in the Financial Services industry in the 1990s and I have a wealth of experience in helping clients work towards financial freedom. I set up Optimus Mortgages Ltd in 2016 as I am passionate about helping people understand the regulated financial products that are currently available. I specialise in later life financial solutions for clients who are looking to make use of the equity within their property, but I also help clients with their residential mortgage and buy to let mortgage needs.

Optimus Mortgages Ltd is an independent later life financial solutions and mortgage advice specialist firm based in County Durham. I moved here in 2021 from Dorset, but still regularly visit Dorset to see friends and family.

With over two decades of experience in financial services, I deliver bespoke guidance and advice to my clients, and make use of the latest technology to deliver a premium level of service, whilst keeping things simple and straight-forward.

At Optimus Mortgages, financial solutions are made simple. You can be safe in the knowledge that you will always be dealt with by fully qualified specialists who make sure that everything is clear and free from jargon.

There are many stigmas attached to Equity Release, and I have heard my fair share of horror stories from the past, but I am here to allay any concerns and bring you the latest information on products which I trust.​

I like to sleep at night knowing my clients are happy, so here are my promises to you:​

  • Optimus Mortgages Ltd are not tied to any lender – We work for you
  • We will explore all the alternatives to any finance with you
  • We won’t charge you a penny for our time if you don’t take any finance we recommend
  • We will only recommend you take finance where it is in your best interest to do so

​To arrange your consultation, call us on 03330 067783, or email email hidden; JavaScript is required

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